Phil Winkler wrote:This man is at the airline counter attempting to pay for his ticket with his credit card. The young lady hands him his card back stating she is unable to verify his identity because the card isn't signed on the back.
The guy whips out his pen and quickly signs the card and hands it back and the girl completes the transaction.
He has to ask how his signing the card verified his identity? To which the girl smirked, shook her head up and down and said "Exactly..that's why we check!"
They walk among us....
Ralph E. Powers wrote:Purty stoopid alright... actually the BEST thing to do is sign on the back of the card "check i.d." because then they HAVE to look at your license or whatever.
“See ID” or “Ask for ID” is not a valid substitute for a signature . The customer must sign the card in your presence, after you check the cardholder’s ID . Ask the cardholder for some form of official government identification, such as a driver’s license or passport.
Teresa wrote:The real rationale for not signing credit cards is not because of the Check ID silliness. It is because if the card is lost or stolen with a signature on it, the card is much more easily used for fraudulent purchases-- all a perp has to do is forge your signature vaguely like the one on the back of the card. If, after the card is reported lost or stolen, there are disputed charges, they can go back, and look at the signature on the receipts. At least around here, one's signature is on one's drivers license--what they should actually be doing is comparing signatures of the license to the one on the receipt. Instead, they look at your face.
Have you tried forging someone's signature? (just for fun) I agree it is not very hard to get something someone wouldn't spot but it takes time to do it and it would be difficult (need a fair amount of practice) to forge someones signature in a fluent motion so that the store's staff do not become suspicious.
NZcaver wrote:Morale of the story - maybe some of this credit card fraud would go away if we all insisted our CC companies give us photo cards. One of mine already is, but another isn't. Maybe I'll make a call...
Princess Butterfly wrote:NZcaver wrote:Morale of the story - maybe some of this credit card fraud would go away if we all insisted our CC companies give us photo cards. One of mine already is, but another isn't. Maybe I'll make a call...
Yeah, but they would actually have to check the cards to make this work. If you use the selfcheckout at Walmart or Home Depot you can spend a substantial amount and not show a soul your credit card, same as gas pumps. Home Depot is funny in that they insist on seeing a card if you go to a check out lane with a person, but I could spend $60 there yesterday at selfcheckout and not show anyone the card.
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