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eramosakarst wrote:Does anyone have any recommendations regarding a travel insurance provider that covers caving? Particularly in relation to the Americas.
JackW wrote:When I applied for life insurance, I was asked if I participated in high risk sports, specifically scuba diving, hang-gliding or rock climbing. Apparently, the insurer would not cover claims resulting from death while participating in those activities. I said that caving can be like rock climbing and after the insurer did its research, came back and said that caving wasn't rock climbing. I agreed. :woohoo:
Anyone have any first-hand experience dealing with insurance companies over this?
JackW wrote:I said that caving can be like rock climbing...
Tlaloc wrote:Do all of us a big favor and DON'T TELL THEM THIS.
ian mckenzie wrote:Have caved lots internationally, and have never sought insurance. Have never needed it either, which is the most important thing...
However I have caved with Brits who have had insurance for foreign caving.
David_Campen wrote:Anyone have any first-hand experience dealing with insurance companies over this?
You mean life insurance? The term life insurance offered to members of the Institute of Electrical and Electronics Engineers does not ask anything about high risk sport activities and is very reasonably priced too.
A lot of health insurance plans deliberately don't cover certain voluntary activities, like rock climbing and sky diving.
JackW wrote:Not directly related but seemingly at least tangentially so...
When I applied for life insurance, I was asked if I participated in high risk sports, specifically scuba diving, hang-gliding or rock climbing. Apparently, the insurer would not cover claims resulting from death while participating in those activities. I said that caving can be like rock climbing and after the insurer did its research, came back and said that caving wasn't rock climbing. I agreed.
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